It’s important that if you’re using an in-house title insurance company, which essentially means that the real estate brokerage or the agent has an ownership interest in the title agency, it’s important to get a second opinion. A real estate attorney has a fiduciary duty to act in your best interests. In those situations, the other parties may or may not have a duty to act in your best interest, so it’s always a good idea to get a separate quote if your agent is encouraging you to use their in-house title company.